Wise vs Revolut
Which money exchange is better for your Japan trip?
Feature comparison
Wise
MethodApp / Card
Exchange RateMid-market rate
Fees0.35-2% transparent
Setup RequiredApp + card (1-2 weeks)
ATM Cash Withdrawal7-Eleven, Post Office, Aeon
Best ForBudget-conscious travelers
Revolut
MethodApp / Card
Exchange RateNear mid-market
FeesLow + free ATM limit
Setup RequiredApp + card (1-2 weeks)
ATM Cash Withdrawal7-Eleven, Post Office, Aeon
Best ForFrequent travelers
| Feature | Wise | Revolut |
|---|---|---|
| Method | App / Card | App / Card |
| Exchange Rate | Mid-market rate | Near mid-market |
| Fees | 0.35-2% transparent | Low + free ATM limit |
| Setup Required | App + card (1-2 weeks) | App + card (1-2 weeks) |
| ATM Cash Withdrawal | 7-Eleven, Post Office, Aeon | 7-Eleven, Post Office, Aeon |
| Best For | Budget-conscious travelers | Frequent travelers |
Pros & cons
Wise
- ✓Best exchange rate available to tourists
- ✓Transparent fees no surprises
- ✓Withdraw cash at any 7-Eleven ATM
- ✗Must sign up and order card 1-2 weeks before trip
- ✗ATM withdrawal has daily limits
Revolut
- ✓Great exchange rates
- ✓Free ATM withdrawals up to monthly limit
- ✓Easy app interface
- ✗Weekend exchange rate markup applies
- ✗Free withdrawal limit then 2% fee
- ✗Must prepare before trip
Our verdict
Wise edges ahead with 4.6/5. Both are solid choices — pick based on your priorities.