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Travel Insurance for Japan
Protect your trip with comprehensive travel insurance
4 providers🇯🇵 Updated Mar 2026
Quick Pick
Get World Nomads→Don't want to compare? Our top pick is World Nomads — From $40/week, rated 4.4/5.
Quick comparison
W
Popular travel insurance for adventurous travelers.
Starting Price
From $40/week
Medical Coverage
Up to $100K
Trip Cancellation
Up to $10K
From $40/week
★★★★★
4.4Starting Price
From $40/week
Medical Coverage
Up to $100K
Trip Cancellation
Up to $10K
Baggage Coverage
Up to $3K
S
SafetyWingBest for digital nomads
Affordable travel medical insurance with monthly subscription.
Starting Price
From $45/month
Medical Coverage
Up to $250K
Trip Cancellation
Not included
From $45/month
★★★★★
4.3Starting Price
From $45/month
Medical Coverage
Up to $250K
Trip Cancellation
Not included
Baggage Coverage
Up to $3K
A
Allianz Travel InsuranceHighest medical coverage
Comprehensive coverage from a trusted global insurer.
Starting Price
From $35/trip
Medical Coverage
Up to $500K
Trip Cancellation
Up to $10K
From $35/trip
★★★★★
4.1Starting Price
From $35/trip
Medical Coverage
Up to $500K
Trip Cancellation
Up to $10K
Baggage Coverage
Up to $2.5K
T
Travel GuardMost flexible plan options
Flexible plans with excellent customer service.
Starting Price
From $30/trip
Medical Coverage
Up to $150K
Trip Cancellation
Up to $7.5K
From $30/trip
★★★★★
4.0Starting Price
From $30/trip
Medical Coverage
Up to $150K
Trip Cancellation
Up to $7.5K
Baggage Coverage
Up to $2K
Detailed reviews
01Editor's Pick
02
- ✓Affordable monthly subscription
- ✓High medical coverage ($250K)
- ✓Great for digital nomads
- ✗No trip cancellation coverage
- ✗Limited adventure sports
03
- ✓Trusted global brand
- ✓High medical coverage ($500K)
- ✓24/7 emergency assistance
- ✗Limited adventure sports coverage
- ✗Claims process can be slow
04
- ✓Flexible coverage levels
- ✓Responsive claims processing
- ✓Competitive pricing
- ✗Lower medical max ($150K)
- ✗Standard sports only
Head-to-head comparisons
Frequently asked questions
Do I need travel insurance for Japan?
While not legally required, travel insurance is highly recommended. Japan has excellent but expensive healthcare—a simple hospital visit can cost ¥30,000+ without insurance. Coverage for trip cancellation, lost baggage, and emergencies provides valuable peace of mind.
Does travel insurance cover COVID-related issues in Japan?
Most modern travel insurance plans cover COVID-19 related medical expenses if you fall ill during your trip. Some also cover trip cancellation due to COVID diagnosis. Check individual policy details as coverage varies.
Can I buy travel insurance after booking my trip?
Yes, you can buy travel insurance any time before your departure. However, for trip cancellation coverage, it is best to purchase within 14-21 days of your first trip booking. Some providers like SafetyWing even allow purchase after your trip starts.