Y
Your Existing Card
Zero preparation needed — use your current debit or credit card.
3.5
Score3.5
ScoreOverview
Your existing bank card works at most ATMs in Japan including 7-Eleven and Japan Post. Expect 1-3% foreign transaction fees plus your bank's exchange rate markup of 2-5%.
Key features
method
Your existing card
exchange rate
Bank rate (2-5% markup)
fees
1-3% foreign transaction
setup required
None
atm withdrawal
Most ATMs
best for
No preparation needed
Pros & cons
What we like
- ✓Zero preparation needed
- ✓Works immediately on arrival
- ✓No new apps to learn
Could be better
- ✗Foreign transaction fees 1-3% on every purchase
- ✗ATM fees from both banks
- ✗Worst exchange rate of all options
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